Accounts

Share Certificate

certificatesIf you have funds that you do not plan to use for at least five months, earn more by purchasing a regular share or IRA certificate with the following terms:

  • 6 month –   $  1,000 minimum
  • 12 month – $  1,000 minimum
  • 24 month – $  1,000 minimum
  • 36 month – $  1,000 minimum

Penalty for early withdrawal.

Certificate Account and IRA Account: Fixed Rate

$1,000-$9,999.99 $10,000 and over
TermDividend RateAPY*Dividend RateAPY*
6 Months

($100,000 per member maximum)
1.98%2.00%2.23%2.25%
12 Months.65%.65%.75%.75%
24 Months.85%.85%.95%.95%
36 Months1.00%1.00%1.09%1.10%