Certificates

90 Day Certificate Special

3.75% APY $1,000 to $9,999

4.00% APY $10,000 – $100,000

$100,000 per member maximum. Limit one certificate special per member, regardless of the number of accounts.


Share Certificate

If you have funds that you do not plan to use for a few months, earn more by purchasing a regular share or IRA certificate with the following terms:

  • 6 month –   $  1,000 minimum
  • 12 month – $  1,000 minimum
  • 24 month – $  1,000 minimum
  • 36 month – $  1,000 minimum

Penalty for early withdrawal.

Certificate Account and IRA Account: Fixed Rate

$1,000-$9,999.99 $10,000 and over
TermDividend RateAPY*Dividend RateAPY*
90 Days
$100,000 per member maximum
3.69%3.75%3.93%4.00%
6 Months1.14%1.15%1.29%1.30%
12 Months1.19%1.20%1.39%1.40%
24 Months1.74%1.75%1.83%1.85%
36 Months1.98%2.00%2.08%2.10%