Accounts

Share Certificate

certificatesIf you have funds that you do not plan to use for at least five months, earn more by purchasing a regular share or IRA certificate with the following terms:

  • 6 month –   $  1,000 minimum
  • 12 month – $  1,000 minimum
  • 24 month – $  1,000 minimum
  • 36 month – $  1,000 minimum

Penalty for early withdrawal.

Certificate Account and IRA Account: Fixed Rate

$1,000-$9,999.99 $10,000 and over
TermDividend RateAPY*Dividend RateAPY*
6 Months.14%.15%.19%.20%
12 Months.19%.20%.49%.50%
24 Months.24%.25%.94%.95%
36 Months.39%.40%.44%.45%