Rates

Home Equity Line of Credit - Variable Rate

As of August 1, 2026
% Financed Rate APR Margin Index*
80% 6.75% 6.75%3.00%3.75%
*Index: 26-Week Coupon Equivalent Average Treasury Bill rate (calculated from the previous month).

Adjustment Schedule: Rates are updated quarterly on January 1st, April 1st, July 1st and October 1st.**

**Commencing October 1st, 2026