Home Equity Line of Credit

No closing costs, no fees**

homeequity-loanIf you’ve been thinking about adding on to your home, financing your child’s education, purchasing a vehicle or consolidating bills, see how a DVFCU Home Equity Line of Credit can help you. DVFCU offers great rates and will cover the closing costs.**

To apply, give us a call today at 925-771-LOAN(5626). We make it easy to get the loan you need at terms you can afford!

*You may borrow up to 80% of the available equity in your home. Your interest may be tax deductible. Check with your tax consultant.

**Early Closure Reimbursement: If the Member closes their Home Equity Loan or Line of Credit within the first 36 months they will reimburse DVFCU for the origination costs of their loan.  This fee will also apply to increases on your existing Equity Loan.

Home Equity Line of Credit - Variable Rate

As of February 1, 2024
% Financed Rate APR Margin Index*
80% 8.00% 8.00% 3.00% 5.00%
*Auction average of six month Treasury Bill for previous month. These rates adjust on February 1st, May 1st, August 1st and November 1st.