No closing costs, no fees**
If you’ve been thinking about adding on to your home, financing your child’s education, purchasing a vehicle or consolidating bills, see how a DVFCU Home Equity Line of Credit can help you. DVFCU offers great rates and will cover the closing costs.**
To apply, give us a call today at 925-771-LOAN(5626). We make it easy to get the loan you need at terms you can afford!
*You may borrow up to 80% of the available equity in your home. Your interest may be tax deductible. Check with your tax consultant.
**Early Closure Reimbursement: If the Member closes their Home Equity Loan or Line of Credit within the first 36 months they will reimburse DVFCU for the origination costs of their loan. This fee will also apply to increases on your existing Equity Loan.
Home Equity Line of Credit - Variable Rate
As of August 1, 2026| % Financed | Rate | APR | Margin | Index* |
| 80% | 6.75% | 6.75% | 3.00% | 3.75% |
| *Index: 26-Week Coupon Equivalent Average Treasury Bill rate (calculated from the previous month). Adjustment Schedule: Rates are updated quarterly on January 1st, April 1st, July 1st and October 1st.** **Commencing October 1st, 2026 |
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