Rates

Certificate Account and IRA Account: Fixed Rate

$1,000-$9,999.99 $10,000 and over
TermDividend RateAPY*Dividend RateAPY*Dividend Declaration Date
6 Months.09%.10%.14%.15%07/16/2014
12 Months.14%.15%.19%.20%07/16/2014
24 Months.19%.20%.24%.25%07/16/2014
36 Months.34%.35%.39%.40%07/16/2014

Certificate Account & IRA Certificate: Fixed Rate

Minimum BalanceTermDividend Rate
APY*
07/16/2014
$25,000 3 Months N/A
N/A
N/A

Share Deposit Account Rates

Account Type Minimum to Open Average Daily Balance Dividend Rate* Annual Percentage Yield*
Regular Share $5$5 .05%
.05%
All Club Accounts $5$5 .05%
.05%
Christmas Club $5$5 .05%
.05%
Traditional IRA $5$5 .05%
.05%
Roth IRA $5$5 .05%
.05%
Educational IRA $5$5 .05%
.05%
Money Market Account
$5$5-$4,999.99 .05%
.05%
$5,000$5,000-$9,999.99 .05%
.05%
(Limited check access per month)$10,000 $10,000-$24,999.99 .12% .12%
$25,000
$25,000 - $49,999

.15%
.15%
$50,000 $50,000-$99,999.99 .22% .22%
$100,000 $100,000 and up .25% .25%
*The dividend rates and Annual Percentage Yields(APY) are the anticipated rates and yields for the current period. These rates are variable and may change at any time after the account is open.

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