Auto Loans

The Choice is Yours!

Finance or refinance your 2021 or newer vehicle and receive $100 Gas Card or 0.25% off current auto loan rates.*

* 0.25% or $100 gas card offer available for 2021 or newer Vehicles. Maximum term 72 Months. All other current underwriting policies apply. Offer available from April 15, 2026 to May 15, 2026. Loan needs to fund by May 29, 2026.

auto_buyingUse DVFCU to help you save when purchasing a new or used vehicle.

Take advantage of:

  • Great rates and terms – It’s important to get your financing in order so you can concentrate on negotiating the best deal possible for the vehicle. Start by applying for a pre-approved loan. Take advantage of great rates and financing up to 100%, terms of up to 72 months and automatic payments. Calculate approximate payments.
  • Car Cost Information – Use Kelley Blue Book to research vehicle costs. Plus, find out how much your present vehicle is worth.
  • Please  ask a  Loan Consultant for further details 925-771-5600.

Click here to apply online or print an application.

Calculate approximate payments.

Auto Loan Rates

Model Year 100% Financing APRTermsFixed/Variable
2025 or Newer
4.99%-14.68%Up to 84 months
Fixed
2021-2024
5.58%-14.68%

Up to 84 months
Fixed
2016-2020
10.98%-14.68%

Up to 72 months
Fixed
* Rates shown are for qualified borrowers and may vary with the vehicle, amount financed, term and credit history. Minimum of $15,000 amount financed for 72 months. Minimum of $30,000 financed for 84 months. Vehicles older than 2016 model year will be considered on an exception basis only. Street legal motorcycles will be considered at the above rates.