Two smiling friends shopping at a holiday-decorated mall, one holding a gold gift card

Beat the rush, be the first to apply!

Two golden ticketsWho will claim the Golden Tickets?

The first 5 approved and funded Holiday Loan applications win a $25 Costco gift card!

Get a jump start on your holiday gift giving with a loan for up to $1,000

  • Rates as low as 3.99% APR
  • Terms up to 12 months available

Holiday Loan Season: November 2 through December 31, 2026

Apply Online

It’s easy to apply!

Visit our branch, call 925-771-5600, use our secure online loan application or print an application!

Loans subject to DVFCU standard underwriting criteria. This is an invitation to apply, not a preapproval for credit. If FICO score of primary borrower is below 650, maximum available will be $600 and rate will be 9.99% APR. Program offered November 2, 2026 through December 31, 2026. $25.00 Costco Shop Card awarded to the first 5 approved and funded Holiday Loan applications (1 per household). Costco membership is not required to use the Costco Shop Card. Applications received before November 2, 2026 will be processed beginning November 2, 2026. Contact us for additional details.